Frequently Asked Questions
(Click on question for answer or scroll
down to view all questions and answers).
What is a SpeedyCashAdvance?
Also referred to as a cash advance, payday loan, payday advance, quick
cash loan, paycheck advance, paycheck loan, personal loan, or unsecured
loan; it is a short term loan (generally due on or near your next payday,
with other payment options available) that ranges from $100 to $1,000.
Do you offer loans in my state?
Applications from all 50 U.S. states are accepted. We have a large lender network.
How much can I get advanced until my next payday?
Many factors are considered to calculate the amount of your cash advance,
and the information you enter into the online application is used to
calculate that amount. Simply complete the online
application to see how much you may qualify for. Our loans range
from $100 to $1,000. There is never an application fee, and completing
the online application does NOT obligate you to accept the loan.
How much does it cost?
Cash advance loans are designed for emergency situations when you are
short of cash and need money fast! Family emergencies, unexpected car
repairs, overdrafts, telephone reconnection, tax obligations, and medical
bills are some of the urgent cash needs our customers have experienced.
Your fees are less than the cost of not having the cash you need when
you need it - overdraft fees, bounced check charges, even losing your
job because you can't get to work. Actual fees are determined based
on the information you provide when you submit your loan application and may vary between lenders.
There is never an application fee, & completing the online application does NOT obligate you to
accept the loan.
What are the requirements for approval?
Please click here to see the requirements
for a payday loan cash advance from SpeedyCashAdvance.
How do I get the money and how do I pay?
Once you have applied online, a loan agent will attempt to contact you to
verify your information and explain the terms to you. Terms may vary from lender to lender. Once you have
spoken with your loan agent, your cash can be in your bank account as early as
the next business day!
Can I extend the time allowed for repayment of the
cash advance plus fee?
Your loan agent will explain all your payment options, including refinance
(loan extension), pay-down, & pay-off options. Every lender has its own renewal policy that may differ from lender to lender. Non-payment of credit could result in collection activities.
I don't have a checking account. Can I use a savings
Yes. We accept applications from borrowers who have either a checking or a savings account.
What if I have no credit history or a bad credit
No problem. We do not check your credit history with the 3 major bureaus.
Do you require collateral?
Apply NOW! for a Speedy Cash Advance!